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877-787-7249

Mortgage Lender & Refinancing Specialist

No Tax Returns, No Income, No DTI calculated & No Employment required

Max LTV 80%

Min 660 credit score

Minimum loan amount 150k

Eligible properties: 1-4 Unit Residential, Condos, Townhomes

No landlord history ok but must own a primary

Cash out ( to $2.5m) can be used for reserves

ARMs, Fixed Rate & interest only options

LLCs & Corporation vesting

Gift funds permitted with 5% of borrower funds

Foreign Nationals to 75% LTV- no US credit required

Use AIRBNB or DSCR calculation on refinances

Chat 7 BK: 1 Yr Seasoning. Chap 13 BK: 1 Day Seasoning

0-5 year Prepayment Penalty options

 

 

Serving California

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