No Tax Returns, No Income, No DTI calculated & No Employment required
Max LTV 80%
Min 660 credit score
Minimum loan amount 150k
Eligible properties: 1-4 Unit Residential, Condos, Townhomes
No landlord history ok but must own a primary
Cash out ( to $2.5m) can be used for reserves
ARMs, Fixed Rate & interest only options
LLCs & Corporation vesting
Gift funds permitted with 5% of borrower funds
Foreign Nationals to 75% LTV- no US credit required
Use AIRBNB or DSCR calculation on refinances
Chat 7 BK: 1 Yr Seasoning. Chap 13 BK: 1 Day Seasoning
0-5 year Prepayment Penalty options
Serving California
13763 Fiji Way
Suite EU2
Marina del Rey, Ca 90292
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