This website is owned and operated by Save Financial, Inc., which is referred to below as “COMPANY NAME” or “we” or “us” or “Company” or “our.”
ACCESS TO THIS WEBSITE
We reserve the right, in our sole discretion and without notice to you, to deny your access to and use of this website.
USE OF THIS WEBSITE
You agree and acknowledge that you have the sole responsibility and liability for your use of this website and for providing or obtaining, and for maintaining, all of the hardware, software, electrical power, telecommunications, Internet services, and other products or services necessary or desirable for you to access and use this website.
INTELLECTUAL PROPERTY RIGHTS
The following marks appearing on this website, including, but not limited to: Save Financial, Inc, and the respective logos, emblems, and designs are trademarks and/or service marks of our Company.
All other marks used on this website are the property of their respective owners.
Web Page Content:
You acknowledge and agree that:
- all content, Web pages, source code, calculations, products, materials, data, information, text, screens, functionality, services, design, layout, screen interfaces, “look and feel”, and the operation of this website (collectively “Web Page Content”) are protected by various intellectual property laws, including, but not limited to, copyrights, patents, trade secrets, trademarks, and service marks; and
- all rights associated with the Web Page Content are owned by our Company, its licensors, or content providers.
Furthermore, you acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any Web Page Content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any Web page, or alter the appearance of any Web Page Content.
You may not use Web Page Content, domain names (in whole or in part), or Email addresses related to or derived from this website, nor any data, trademarks, functionality, service marks, trade names, brand names, and/or logos contained within or derived from this website, for any purpose; meaning that you may not, among other prohibited uses, use any Web Page Content, domain names, Email addresses, data, trademarks, service marks, trade names, brand names and/or logos on or derived from this website:
- in or as any meta-tag or hidden text;
- in or as part of any contextual marketing directory, index, or triggering term;
- as content or advertising related to any other website including, but not limited to, comparative/informational websites; and/or
- as a variable or data element in any algorithm that causes another Internet browser to appear on, over, or at the same time as the Company’s website or controls the content of any other Internet browser window.
Not Responsible For Links to Other websites: For your convenience, this website may provide links to other websites on the World Wide Web. Unless expressly stated otherwise on this website, our Company does not endorse, approve, sponsor or control, and we are not in any way responsible for, any of the content, services, calculations, information, products, or materials available at or through any websites to which this website may provide a link. By using this website, you acknowledge and agree that we will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculation, information, products or materials.
No Advertising / No Links. Our Company does not permit third-party advertising on our website. Except with our express written permission, you agree that you will not create links from any website or Web page to this website or any Web page within this website.
REVISIONS AND MODIFICATIONS
You understand and acknowledge that our Company controls and operates this website from within the United States of America. This website provides information regarding services and products that are made available in the United States only. We make no representation that the services or products about which information may be provided on this website will be available (a) anywhere outside of the United States or (b) in every state within the United States. You acknowledge and agree that you are responsible for compliance with all federal, state, and local laws applicable to your access to and use of this website.
The Web Page Content On Or Available Through This Website Is Provided “as Is” And Without Warranties Of Any Kind, Either Express Or Implied. To The Fullest Extent Permissible Under Applicable Law, Our Company Disclaims All Warranties, Express Or Implied, Including, But Not Limited To, All Implied Warranties Of Merchantability, Fitness For A Particular Purpose, Title, And Non-infringement. Our Company Makes No Representation Or Warranty Regarding The Web Page Content Or Its Use Thereof. The Web Page Content On Or Available Through This Website Could Include Inaccuracies Or Typographical Errors And Could Become Inaccurate Because Of Developments Occurring After Their Respective Dates Of Preparation Or Publication. We Have No Obligation To Maintain The Currency Or Accuracy Of Any Web Page Content On Or Available Through This Website.
You Acknowledge And Agree That Save Financial, Inc. Is Not, And Shall Not Be, Responsible For The Results Of Any Defects That May Exist In This Website Or Its Operation. As To The Operation Of This Website, Our Company Expressly Disclaims All Warranties Of Any Kind, Whether Express Or Implied, Including, But Not Limited To The Implied Warranties Of Merchantability And Fitness For A Particular Purpose. We Make No Representation Or Warranty That (A) The Operation Of This Website Will Meet Your Or Any Other User’s Requirements; (B) Access To The Website Will Be Uninterrupted, Timely, Secure, Or Free Of Errors, Viruses, Or Other Harmful Components; Or (C) Any Defects In This Website Will Be Corrected. You Agree That You, And Not Our Company, Will Bear The Entire Cost Of All Servicing, Repair, Correction, Or Restoration That May Be Necessary For Your Data, Software Programs, Or Computer Equipment Because Of Any Viruses, Errors, Or Other Problems You May Have As A Result Of Using Or Visiting This Website.
Limitation Of Liability
You Agree That Under No Circumstances Will Our Company Be Liable To You Or Any Other Person Or Entity For Any Damages Or Injury, Including Any Direct, Special, Incidental, Consequential, Or Punitive Damages Or Any Damages Or Injury Caused By Error, Inaccuracy, Omission, Interruption, Defect, Failure Of Performance, Delay In Operation Or Transmission, Telecommunications Failure Or Computer Virus Or Other Problem, That May Result From The Use Of, Or The Inability To Use, This Website Or The Web Page Content On Or Available Through This Website, Whether In An Action Alleging Breach Of Contract, Negligence Or Any Other Cause Of Action, Or Arising Out Of Or In Connection With The Use Or Performance Of Any Web Page Content On Or Available Through This Website. You Agree That We Shall Not Be Liable Even If We Or Our Authorized Representatives Have Been Advised Of The Possibility Of Such Damages.
Applicable Law May Not Allow The Exclusion Of Certain Warranties Or The Limitation Or Exclusion Of Liability For Incidental Or Consequential Damages. Accordingly, Some Of The Above Limitations Or Exclusions May Not Apply To You. However, In No Event Shall Our Company’s Total Liability To You For Damages, Losses, And Causes Of Action (Whether In Contract, Tort, Or Otherwise) Exceed The Amount Paid By You, If Any, In Accessing Or Using This Website Of Web Page Content Thereon.
COMMUNICATIONS WITH COMPANY
Loan Approvals: All loan approvals, pre-qualifications, pre-approvals, rate locks, deposit and refund agreements, and the like, are only made by our Company in writing. Approvals, pre-qualifications, and pre-approvals are conditional in accordance with their terms except as be specifically provided for in writing signed by an authorized representative of our Company.
Credit Reports: By applying for credit, you are authorizing us to obtain a copy of your credit report. As a result, a “hard” inquiry may appear on your credit report. A hard inquiry may negatively affect your credit score.
E-Signature: General communications through this website, or via Email are not intended by us to constitute either an electronic record or an electronic signature, or to constitute any agreement by the sender to conduct a transaction by electronic means unless a specific statement to the contrary is included in the message and specific e-signature procedures are employed. However, your assent to a “click to accept” button or box is binding upon you.
Recording & Monitoring of Communications: Your communications with us via the website, chat, email, and telephone may be recorded or monitored, and by using such communications methods you are consenting to the recording or monitoring of the same.
AGREEMENT TO PROVIDE ACCURATE INFORMATION
In making a loan inquiry, application, or in entering into any other transaction or request for information on this website, you agree to provide accurate, true, current, and complete information upon which we may rely.
While our Company will use all of its reasonable efforts to have your application fully processed and closed on or before any applicable rate lock expiration date (if any) and/or anticipated closing date, some processes are not under our control. For example, our Company cannot be responsible for delays in the loan approval or closing due to: the delayed receipt of an appraisal; the delay in receiving required documentation; your existing home not selling; issues revealed by a title commitment or survey; any other matters beyond our reasonable control.
Our Company is committed to protecting copyrights and expects you to do the same. The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any material used or displayed on our website infringes your copyright, you (or your agent) may send us a notice requesting that the material be removed, or access to it blocked. If you believe that any material on our website infringes a copyright, or any valid intellectual property right, please provide the following information to our Compliance Officer.
A physical or electronic signature that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
Identification of the copyrighted work claimed to have been infringed, and details as to their locations within the website;
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;
A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Please provide this information to our Compliance Officer, who can be reached as follows:
Save Financial, Inc.
5 Upper Newport Plaza Suite 200
Newport Beach, CA 92660
YOUR CALIFORNIA PRIVACY RIGHTS
California Civil Code § 1798.83 permits our visitors who are California residents to request certain information regarding their disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an e-mail to: firstname.lastname@example.org
EQUAL OPPORTUNITY EMPLOYER
The Company is an equal opportunity employer. Any complaints or concerns about the Company’s employment practices may be directed to the Human Resources Manager at 949-379-5320.