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Your Leading Home Loan, Mortgage & Hard Money Lender
Serving Los Angeles, Newport Beach & California
your trusted source for reliable and fast real estate loans in California. We offer a wide range of financing options, including hard money loans, conventional loans, FHA loans, and options for both good and bad credit. Whether you’re pursuing a new construction project, acquiring a commercial property, engaging in a fix-and-flip, or looking to buy and hold, our experienced team is here to help you succeed in all your real estate endeavors.
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Top Rated California Hard Money Lender on Google
Loan Programs
Save Financial, Inc., with offices in sunny Newport Beach and Marina Del Rey, California, is a trusted mortgage lending brokerage specializing in residential purchase and refinance transactions. Licensed with over 20 major U.S. lenders, we provide a wide range of mortgage programs tailored to your specific needs. Whether you’re purchasing a home, refinancing your mortgage, or tapping into your home’s equity, we work to find the best rates and loan programs for your situation.
With 45 years of combined mortgage experience, our expert loan officers guide you through every step of the mortgage process. From application to funding, we deliver personalized, 5-star service to ensure a smooth experience and complete satisfaction.
Refinance
Grow your business, buy a business, or start a new one with SBA Loans with low rates and flexible terms.
Purchase
Your one-stop solution to build, buy, renovate, or refinance your investment properties with ease
HELOC
Quick access to equipment loans, terms loans, lines of credit, and working capital for your business.
Hard Money Loans
Unlock opportunities quickly: our hard money loans provide swift, asset-backed funding for your projects
WHY CHOOSE US?
We have 45 years of experience and customer satisfaction with:
Competitive interest rates
Lower interest rates can lead to significant savings on monthly payments and overall loan costs. Comparing rates across lenders ensures you secure the best deal.
DIVERSE LOAN OPTIONS
We offer various loan options, including conventional, FHA, VA, and hard money loans, allowing you to find a solution tailored to your financial needs.
Quick&Efficient Processing
Fast loan processing helps you close on your dream home or investment property without unnecessary delays, making speed a crucial factor in your choice.
Experienced Loan Officers
Knowledgeable loan officers guide you through every step of the mortgage process, answering questions and providing expert advice for informed decision-making
STRONG CUSTOMER SERVICE
Excellent customer service enhances your experience, making the process smoother and less stressful. Look for lenders known for communication and support.
Transparent fees and terms
Choosing a mortgage company with clear fees and terms helps prevent surprises, fostering trust and allowing you to make informed choices without hidden costs.
Discover How Our Easy Real Estate and Hard Money Loan Process Works for You
1. Apply Online
Our simple, online loan application takes less that 10 minutes. Give us a call in order to get the answers you need.
2. Get Approval
You’ll receive a written offer within just 24 hours of submitting your application, and it will concisely outline all the terms of the loan in language that’s easy to comprehend.
3. Loan Funded
Our loan funding process is lightning fast – in just a matter of days, not the usual weeks that other lenders take. Once the loan is approved, we’ll fund it through you preferred method.
4. Pay Monthly
Make your monthly payments via mail, phone or direct deposit. The terms and schedule for repayment will be clearly laid out in the loan agreement, It’s that easy.
Top Rated lender
What is Hard Money?
A hard money loan is a kind of funding where real estate is acting as the asset that backs it. Hard money loans are typically administered by private lenders and investors, and normally come with elevated interest rates.
Hard money loans are a lot like bridge loans. The biggest difference between a hard money loan and a bridge loan is that bridge loans usually involve commercial or investment properties that are in transitioning into attaining traditional financing.
FAST RESULTS
Turnaround times can be as quick as 24 hours for business purpose hard money loans! Contact us today to discuss you options!
STATED INCOME
We do not require records like W-2s, tax returns, or pay stubs! We can provide a hard money loan based on assets and stated income alone.
BAD CREDIT OK
No credit history? Low credit score? That’s ok! We will look at your assets and LTV ratio. Contact us today to discuss you options!
UP TO 75% LTV/LTC
It is possible to receive as much as 75% LTV (loan-to-value) or LTC (loan-to-cost). With specific circumstances, 90% may even be possible!
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