If you’re tired of hearing ‘sorry we had to turn down your application,’ it’s time to look elsewhere for your home financing needs.
When your income is irregular or your tax returns show a loss, banks don’t lend but we do! We work with over 20 lenders that have programs for borrowers just like you.
No Income – No Problem
You’ve probably heard it before. If you don’t report income on your tax returns, lenders can’t lend you money.
That’s the truth.
What you didn’t know is that hard money lenders like we work with can lend to you no matter what your tax returns say. Why should you be punished for taking allowed tax write-offs and claiming a loss?
Our hard money lenders focus on the collateral (the home), not your tax returns. If the collateral is there and we have reason to believe you can repay the loan, you’ll get the money you need, it’s that simple.
An Alternative Way to Qualify you for a Loan
Here’s the thing.
There are other ways to qualify for a loan. You don’t have to just get a W-2 or have tax returns that show high income.
You might be perfectly able to afford a loan with the liquid assets you have on hand or maybe you have alternative income sources that traditional lenders won’t consider.
Bank statement loans, no income loans and P&L loans are just the tip of the iceberg of what our lenders offer, and it all starts with a phone call to one of our loan officers who will walk you through the process step-by-step.
You’ll never feel lost or ‘just like a number,’ your dedicated loan officer will work with you to ensure you understand the process every step of the way.
Purchase or Refinance
Our lenders work with borrowers looking to buy a home or refinance an existing home. Whether you’re buying a home to live in or a home to buy and rent out, we have your back.
Again, banks don’t lend but we do, no matter the situation. If you’re buying a home to fix and flip or you found the perfect home but it’s rundown and needs a lot of work – we’ve got you covered.
As long as the collateral is there and we can verify income in some manner (not tax returns or W-2s), we can get you approved for the loan you need.
Contact Save Financial Today
Don’t let another day go by that you hear ‘sorry we can’t approve your loan.’ Let Save Financial show you how it’s done.
We’ll work with you to match you with the perfect lender and loan program. As long as there’s enough value in the property (as-is or after repairs) and you can prove the income in some manner, you’re on your way to getting the funding you need to buy or refinance your home.
Contact us today to see how we can help!