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Seller Net Proceeds Calculator (California)

Selling a California home? Estimate your net proceeds after payoff, commission, and closing costs.

Estimate only. Actual proceeds vary with your exact payoff, negotiated commission, transfer taxes, prorations, and any concessions. Buying next? Ask us about porting equity into your next home.

What affects your net proceeds when selling in California

Your net proceeds are the sale price minus your remaining mortgage payoff, real-estate commissions, and closing costs (title, escrow, transfer taxes, prorations). Many California sellers roll that equity straight into the down payment on their next home — if that's you, a bridge loan can let you buy before you sell. See our 1% buyer rebate too.

Frequently asked questions

How do I calculate net proceeds from selling my house?

Take the sale price and subtract your mortgage payoff, agent commissions, and closing costs (title, escrow, transfer taxes, prorations). The result is your estimated net proceeds.

What are typical closing costs for a seller in California?

Often around 6–8% of the sale price including commissions, plus transfer taxes and escrow/title fees. This tool lets you set commission and other costs separately.

Can I use my sale proceeds for my next down payment?

Yes — most move-up buyers do. If timing is tight, a bridge loan can let you buy the next home before the current one closes.

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