Free Calculator
Selling a California home? Estimate your net proceeds after payoff, commission, and closing costs.
Estimate only. Actual proceeds vary with your exact payoff, negotiated commission, transfer taxes, prorations, and any concessions. Buying next? Ask us about porting equity into your next home.
Your net proceeds are the sale price minus your remaining mortgage payoff, real-estate commissions, and closing costs (title, escrow, transfer taxes, prorations). Many California sellers roll that equity straight into the down payment on their next home — if that's you, a bridge loan can let you buy before you sell. See our 1% buyer rebate too.
Your sale price isn't your take-home. Net proceeds are what's left after your remaining mortgage payoff, agent commissions, and closing costs — title and escrow fees, county transfer taxes, prorated property taxes, and any repair credits. In California, budget roughly 6–8% of the sale price in total selling costs before you see your check.
This calculator estimates your net so you can plan your next purchase or payoff with real numbers. One lever that moves it a lot: commission. Through our real-estate services, a reduced-commission or 1% rebate structure can put thousands more in your pocket at closing — ask us to run your net both ways.
Plan on about 6–8% of the sale price all-in: agent commissions (the largest piece), title and escrow fees, county/city transfer taxes, prorated property taxes, and any negotiated buyer credits. The calculator lets you enter your own figures for a precise net.
Yes. Commissions are negotiable, and reduced-commission or rebate structures are increasingly common. Even a one-point reduction on a California home price can mean several thousand dollars more in your net proceeds — we can help you keep more of it.
Take the sale price and subtract your mortgage payoff, agent commissions, and closing costs (title, escrow, transfer taxes, prorations). The result is your estimated net proceeds.
Often around 6–8% of the sale price including commissions, plus transfer taxes and escrow/title fees. This tool lets you set commission and other costs separately.
Yes — most move-up buyers do. If timing is tight, a bridge loan can let you buy the next home before the current one closes.
We shop 20+ lenders to beat the estimate. Free quote, no credit pull to start.