Where can I get a fix and flip loan near me in Marina del Rey?

Our Marina del Rey office at 13763 Fiji Way, Suite EU2, Marina del Rey, CA 90292 arranges fix-and-flip loans for Westside investors. Save Financial is a licensed California mortgage broker (NMLS #377740, DRE #01875766) that shops investor lenders for your best leverage and closing speed. Call (310) 759-4757. These are business-purpose loans for non-owner-occupied properties.

How much can a fix-and-flip loan finance?

Up to 90% of the purchase price and 100% of the renovation costs, capped at 75% of the after-repair value (ARV). The rehab budget is released in draws as inspected milestones are met.

Do I need income documentation for a fix-and-flip loan?

No personal-income qualifying in the traditional sense — these loans qualify on the deal's after-repair value (ARV), because they're business-purpose investor loans, not consumer mortgages.

How much down do I need to flip a house on the Westside?

Experienced flippers (2–3 completed projects) typically put down around 10%; first-time flippers usually bring about 20%. Our first-flipper program allows higher leverage for new investors paired with an experienced contractor.

How fast can a fix-and-flip loan close?

Often around 10 days from a complete application — speed that helps you compete with cash buyers on a Westside deal.

Can I use a fix-and-flip loan for a BRRRR strategy?

Yes. Use it to buy and rehab, then refinance into a long-term DSCR or conventional loan after the property is stabilized and rented.

What are the loan terms and sizes?

Terms run 6–18 months, interest-only, with loan sizes from $50K to $5M. You exit by selling or refinancing into long-term financing.

Is Save Financial a lender or a broker?

We're an independent mortgage broker (NMLS #377740, DRE #01875766). For fix and flip, that lets us shop investor lenders for the best leverage, draw terms, and closing speed.

Which Westside areas do you serve from this office?

All of the Westside and beyond — including Marina del Rey, Venice, Playa del Rey, Playa Vista, Santa Monica, Culver City, and more — plus every California county.

Fix & Flip · Marina del Rey, CA

Fix & Flip Loans in Marina del Rey — ARV-Based Investor Financing from a Local Broker

A fix-and-flip loan in Marina del Rey is short-term, business-purpose financing that funds up to 90% of the purchase and 100% of the rehab (to 75% of ARV) and qualifies on the deal's after-repair value — not your income. Save Financial (NMLS #377740), a local broker at 13763 Fiji Way, Suite EU2, shops investor lenders and closes fast. Call (310) 759-4757.

The Westside is a flipper's market of contrasts — tear-down bungalows in Mar Vista and Venice sitting on land worth far more than the structure, dated beach-adjacent condos, and value-add upside almost everywhere. A fix-and-flip loan funds up to 90% of the purchase and 100% of the rehab (capped at 75% of the after-repair value), qualifying on the deal's ARV rather than your W-2. So an investor can move fast on a Westside property and fund the renovation without tying up all their cash — and with values this high, the leverage and a roughly 10-day close are often what win the deal.

Looking for a Fix & Flip Loan Near You in Marina del Rey?

Our Westside home office lets an investor sit down in person with a licensed loan officer, walk through the deal's numbers and ARV, and line up leverage and draw funding fast — not through a distant call center.

Save Financial — Marina del Rey office
13763 Fiji Way, Suite EU2, Marina del Rey, CA 90292
Phone: (310) 759-4757
Hours: Monday–Friday 8:00 AM–5:00 PM, Saturday 10:00 AM–2:00 PM (Sunday closed) PT

The office is just off Fiji Way near the main channel of the marina, with convenient parking and quick access from Lincoln Boulevard and the 90 Marina Freeway. We serve Westside investors from our Marina del Rey office across the neighborhoods below.

Areas We Serve Near Our Marina del Rey Office

Here is how fix-and-flip financing tends to fit for investors across the areas we cover from Marina del Rey:

Marina del Rey: value-add condo and townhome flips financed on ARV, not personal income.
Venice: tear-down and heavy-rehab projects where land value drives the deal.
Playa del Rey: coastal cosmetic-to-moderate rehabs with fast closings.
Playa Vista: condo value-add flips where the numbers pencil on ARV.
Santa Monica: higher-basis flips needing 90% purchase + 100% rehab leverage.
Culver City: BRRRR acquisitions near the tech corridor, exited into DSCR.
West Los Angeles: single-family rehabs qualified on after-repair value.
Mar Vista: bungalow tear-downs and additions with draw-based rehab funding.
Westchester: Kentwood-area value-add flips and BRRRR holds.

These are service areas of our Marina del Rey office, not separate offices.

How a Fix & Flip Loan Works

A fix-and-flip loan is short-term, business-purpose financing for a non-owner-occupied investment property you plan to renovate and resell (or refinance). It funds up to 90% of the purchase price and 100% of the renovation costs, capped at 75% of the after-repair value (ARV), and it qualifies on the deal's ARV rather than your personal income.

Terms run 6–18 months, interest-only. The lender advances up to 90% of the purchase at closing, then releases the rehab budget in draws as milestones are completed and verified by inspection. On the Westside, where a single project ties up serious capital, that 100% rehab financing keeps your cash free for the next deal.

First-time flippers typically bring about 20% down (vs. ~10% for experienced flippers with 2–3 completed projects); our ‘first flipper’ program allows higher leverage for new investors paired with an experienced contractor or partner. Loan sizes run $50K–$5M. Fix-and-flip loans are business-purpose financing for non-owner-occupied investment properties — they are not consumer mortgages for a primary residence. Save Financial, NMLS #377740, DRE #01875766.

Common Fix & Flip Scenarios for Westside Investors

An experienced flipper buying a Mar Vista tear-down at ~10% down with 100% rehab financing.
A first-time flipper at ~20% down, paired with a licensed contractor under the first-flipper program.
A BRRRR investor acquiring a Culver City property, then refinancing into DSCR after stabilization.
A value-add buyer funding a Venice condo remodel through inspected draws.
An investor needing a ~10-day close to beat competing offers on a Westside deal.

Is a Fix & Flip Loan Right for You?

You're buying a non-owner-occupied Westside property to renovate and resell or refinance.
The deal pencils on ARV — total financing stays within 75% of after-repair value.
You want up to 90% of purchase and 100% of rehab, funded in draws.
You're an experienced flipper (~10% down) or a first-timer (~20% down) with a solid contractor.

Fix & Flip vs. Hard Money vs. DSCR

Investors usually weigh these three depending on the strategy and the exit:

For a Westside investor	Fix & Flip	Hard Money (bridge)	DSCR (long-term hold)
Purpose	Buy + renovate for resale or refi	Fast, short-term investor bridge	Long-term rental hold
Term	6–18 months, interest-only	Short-term	30-year
Qualifies on	The deal's after-repair value (ARV)	Asset / equity	Property rental cash flow (DSCR)
Rehab funds	Yes — up to 100%, released in draws	Sometimes	No
Leverage	Up to 90% purchase + 100% rehab (75% ARV cap)	Varies by equity	Purchase LTV
Best for	Westside flippers & BRRRR acquisition	A fast close or bridge	Buy-and-hold refinance

Many BRRRR investors use fix & flip to acquire and rehab, then refinance into DSCR to hold. We'll structure the acquisition and the exit together.

Why Work With a Local Marina del Rey Mortgage Broker?

Investor lending rewards speed and lender access. As a broker, Save Financial shops fix-and-flip lenders for your leverage, draw terms, and closing speed — and because our office is in Westside, we know local ARVs, condo value-add rules, and how to package a deal that closes in about 10 days.

Bring your deal and scope of work in, and get straight answers from a licensed local loan officer. Call the Marina del Rey office directly at (310) 759-4757. Fix-and-flip loans are business-purpose financing for non-owner-occupied investment properties — they are not consumer mortgages for a primary residence. Save Financial, NMLS #377740, DRE #01875766.

How to Get a Fix & Flip Loan with Save Financial

Bring the Westside deal: purchase price, rehab budget, and your ARV. Start online or call (310) 759-4757.
We size the loan against ARV (90% purchase / 100% rehab / 75% ARV) and confirm your experience tier.
We shop investor lenders and present your leverage, draw schedule, and terms.
You close in about 10 days, draw as you renovate, and exit by sale or DSCR/conventional refinance.

Serving Marina del Rey: Save Financial arranges these loans in Marina del Rey and across Westside Los Angeles from our Marina del Rey office. We are a California-licensed mortgage brokerage (NMLS #377740, DRE #01875766), Equal Housing Opportunity, and shop multiple lenders for your best terms. This page is informational and not a commitment to lend; all loans are subject to credit approval, income and property review, and program availability. Call 310-759-4757 or apply online.