Steps: 1) deal review & term options; 2) application & financials; 3) appraisal & property analysis; 4) underwriting (DSCR/financials); 5) closing; 6) funding.
Review to underwriting
We review your deal and goals, present term options (bank, portfolio, SBA), then collect financials and order the appraisal. Underwriting analyzes the property’s income and your strength.
Closing and beyond
Commercial closings involve more documentation — entity docs, leases, and title work. After funding, we help you plan ahead for any balloon or refinance so you’re never caught off guard.
Frequently asked questions
Why does commercial take longer?
More due diligence — property financials, leases, appraisal, and entity docs. Plan for 45–60+ days.
Can I close in an entity?
Yes — commercial loans commonly close in an LLC or corporation. We’ll structure it properly.
What happens at a balloon?
You refinance or pay off the remaining balance. We help you plan the exit in advance.
Save Financial is a California-licensed mortgage brokerage (NMLS #377740, DRE #01875766). Figures are illustrative for 2026 and not an offer of credit.