Where can I get a home purchase loan near me in Marina del Rey?

Save Financial's Marina del Rey office is at 13763 Fiji Way, Suite EU2, Marina del Rey, CA 90292. We are a licensed California mortgage broker (NMLS #377740, DRE #01875766) and shop conventional, FHA, VA, jumbo, and self-employed purchase programs. Call (310) 759-4757 to get pre-approved.

Can I buy a home if I'm self-employed and write a lot off?

Yes. Bank statement, profit-and-loss (P&L), and 1099 programs qualify self-employed buyers on cash flow instead of tax returns, so legitimate write-offs don't block your approval.

How much down payment do I need to buy?

It depends on the program: as little as 3–5% on conventional, 3.5% on FHA, 0% on VA for eligible borrowers, and typically 10–20% on self-employed programs. We'll match the down payment to your profile.

Do you offer FHA and VA loans here?

Yes. We place FHA and VA purchase loans alongside conventional and jumbo. VA offers eligible veterans and service members a zero-down option. (Save Financial is not affiliated with, or endorsed by, the FHA, VA, or any government agency.)

What credit score do I need to buy a home?

It varies by program — conventional and government loans have different thresholds, and self-employed programs generally look for a mid-600s or higher score. We'll review your credit and match you to the best fit.

Can first-time buyers work with you?

Yes. We guide first-time buyers through conventional low-down and FHA options and compare them to your budget, with a clear pre-approval so your offer competes.

How fast can I get pre-approved?

Often within one to two business days once we have your basic income, asset, and credit information — and we can prioritize a same-day review when you're up against an offer deadline.

Which areas do you serve from this office?

All of Westside and beyond — including Marina del Rey, Venice, Playa del Rey, Playa Vista, Santa Monica, Culver City, and more — plus every California county.

Home Purchase · Marina del Rey, CA

Home Purchase Loans in Marina del Rey — Local Options for Buyers, Including Self-Employed, from Save Financial

A home purchase loan in Marina del Rey gets you financed to buy on the Westside — including self-employed programs that qualify you on bank statements, a CPA P&L, or 1099 income instead of tax returns. Save Financial (NMLS #377740), a local mortgage broker at 13763 Fiji Way, Suite EU2, shops multiple lenders so your offer is strong. Call (310) 759-4757.

The Westside runs on self-employed income. Around the marina you'll find charter and boat businesses and hospitality operators; Venice and Abbot Kinney run on design, retail, and creative studios; Culver City and Playa Vista feed off the studio and Silicon Beach tech economy; and West LA and Santa Monica are thick with consultants, agencies, and medical and legal practices. A large share of these earners are paid on 1099, through an LLC, or in ways their tax returns understate after legitimate write-offs. For all of them, the deposits and the books tell a truer story than a trimmed return — which is why flexible documentation matters more here than in most markets, and why a broker who compares programs is worth the call.

Looking for a Home Purchase Loan Near You in Marina del Rey?

Our Westside home office lets you sit down with a licensed loan officer, get pre-approved, and choose the right purchase program in person — including a self-employed path when your tax returns understate your income.

Save Financial — Marina del Rey office
13763 Fiji Way, Suite EU2, Marina del Rey, CA 90292
Phone: (310) 759-4757
Hours: Monday–Friday 7:00 AM–7:00 PM, Saturday 9:00 AM–3:00 PM PT

The office is just off Fiji Way near the main channel of the marina, with convenient parking and quick access from Lincoln Boulevard and the 90 Marina Freeway. We serve Westside buyers from our Marina del Rey office across the neighborhoods below.

Areas We Serve Near Our Marina del Rey Office

Here is how a purchase loan tends to fit for buyers across the areas we cover from Marina del Rey:

Marina del Rey: harbor condos and townhomes bought by self-employed professionals who qualify on deposits, not returns.
Venice: appreciated walk-street homes and duplexes where creative and 1099 buyers need flexible income proof.
Playa del Rey: coastal cottages purchased by remote professionals and small-business owners.
Playa Vista: Silicon Beach condos bought by tech contractors paid on 1099 or through an LLC.
Santa Monica: high-value condos and homes where jumbo and self-employed programs both come into play.
Culver City: homes near the studio and tech corridor bought by media and agency owners.
West Los Angeles: condos and single-family homes for self-employed medical, legal, and real-estate professionals.
Mar Vista: single-family homes where buyers value a first-time or self-employed-friendly path.
Westchester: Kentwood and LAX-adjacent family homes bought with conventional, FHA, VA, or bank-statement loans.

These are service areas of our Marina del Rey office, not separate offices.

How Home Purchase Financing Works

A purchase loan finances the home you're buying, with the down payment, rate, and program set to your profile. Save Financial places conventional, FHA, VA, and jumbo loans, plus first-time-buyer options — and, for the self-employed, bank statement, profit-and-loss (P&L), and 1099 programs that qualify you without tax returns.

Down payments range from as little as 3–5% on conventional and 3.5% on FHA (0% on VA for eligible borrowers) up to 10–20% on self-employed programs. As a broker, we submit once and shop your file across lenders rather than sending you bank to bank.

Common Purchase Scenarios for Westside Buyers

A self-employed buyer whose write-offs sink a conventional approval, financed on bank statements, a CPA P&L, or 1099 income.
A first-time buyer comparing conventional low-down and FHA against their budget.
A move-up buyer in jumbo territory who wants competing lender quotes.
A VA-eligible buyer using their benefit on a Westside condo or townhome.
A dual-income household combining a W-2 and a self-employed income source.

Is This Right for You?

You want to buy on the Westside and want your offer taken seriously with a solid pre-approval.
You're self-employed and your tax returns understate your income (bank-statement/P&L/1099 options fit).
You have a down payment in the 3–20% range depending on program, and verifiable funds.
You want a broker to compare conventional, FHA, VA, jumbo, and self-employed programs for you.

Self-Employed Purchase: Which Documentation Path?

If you're self-employed, the right purchase loan comes down to how you best show income. Here's the quick comparison:

Documentation path	Income proof	Tax returns?	Who it fits in Westside
Bank statement	12–24 months of deposits	No	Westside owners whose write-offs shrink taxable income
Profit & loss (P&L)	CPA-prepared P&L	No	Westside owners with clean CPA-prepared books
1099	Your 1099 forms + a reasonable expense factor	No	Westside 1099 contractors and gig workers
Full-doc	Tax returns & W-2s	Yes	Westside W-2 or clean-return borrowers

Because we broker across lenders, we can run more than one path and use whichever qualifies you for the most home.

Why Work With a Local Marina del Rey Mortgage Broker?

As a broker, Save Financial shops your purchase across many lenders — conventional, government, jumbo, and self-employed — instead of one bank's menu, which matters most on tougher files. Our office is in Westside, so we know local price points, condo and HOA quirks, and how quickly a lender will move.

You can meet us in person, get pre-approved, and get straight answers from a licensed local loan officer. Call the Marina del Rey office directly at (310) 759-4757.

How to Get Pre-Approved with Save Financial

Tell us the basics — your target price, down payment, and income type. Start online or call (310) 759-4757.
We match you to the program: conventional, FHA, VA, jumbo, or a self-employed path.
We shop your file across lenders and issue a pre-approval you can shop with.
Find your home, and we take the file to close.

Serving Marina del Rey: Save Financial arranges these loans in Marina del Rey and across Westside Los Angeles from our Marina del Rey office. We are a California-licensed mortgage brokerage (NMLS #377740, DRE #01875766), Equal Housing Opportunity, and shop multiple lenders for your best terms. This page is informational and not a commitment to lend; all loans are subject to credit approval, income and property review, and program availability. Call 310-759-4757 or apply online.