Save Financial is an Iranian-American, Farsi-speaking mortgage brokerage (NMLS #377740) that specializes in the situations newcomers and first-generation buyers face most: building U.S. credit, ITIN and foreign-national loans, self-employed income, and jumbo purchases. We shop 40+ lenders and explain every step in Farsi. Start free.
Built for first-generation & newcomer buyers
If you or your family came to the U.S. more recently, a first home can involve hurdles a lifelong resident never thinks about: thin or new U.S. credit, income earned or held abroad, buying before a green card, or not yet having a Social Security number. These are exactly the cases where a knowledgeable, Farsi-speaking broker makes the difference between a confusing decline and a clean approval.
We handle them every day:
- ITIN loans — buy a home using an Individual Taxpayer Identification Number instead of an SSN.
- Foreign-national loans — qualify using income or assets outside the U.S.
- Bank-statement loans — for business owners whose tax returns understate their income.
- Asset-depletion loans — qualify on savings and investments rather than a U.S. paycheck.
A broker who understands your situation
Beyond the loan itself, we understand the questions that come up in Iranian-American families — co-signing and helping relatives buy, structuring title, gift funds from family, and doing it all in a way you fully understand. As a broker we shop 40+ lenders, so whatever your profile, we find the one that says yes and prices it well.
Frequently asked questions
Can I get a mortgage as a recent immigrant or non-citizen?
Yes. Depending on your status we offer ITIN loans (no SSN required), foreign-national loans (using overseas income/assets), and standard programs for permanent residents and visa holders. We’ll match your situation to the right lender.
I don’t have much U.S. credit yet — can I still buy?
Often, yes. Some programs use alternative credit (rent, utilities) or focus on assets and down payment rather than a long U.S. credit history. We’ll tell you honestly where you stand and how to strengthen your file.
Do you speak Farsi?
Yes — Save Financial is Iranian-owned with Farsi-speaking loan officers. You can do your entire loan in Farsi if you prefer.
Can my family abroad help me buy, or can I buy for them?
Yes. We handle gift funds, co-borrowers, and foreign-national scenarios regularly. Call us and we’ll structure it correctly for your family’s situation.
Save Financial is a California-licensed mortgage brokerage (NMLS #377740, DRE #01875766) founded in 2009, with Persian/Farsi-speaking loan officers. Offices in Newport Beach and Marina del Rey; serving all 58 California counties.