Save Financial arranges every major home-loan type for California’s Persian community: jumbo & super-jumbo, bank-statement and self-employed loans, foreign-national and ITIN programs, plus conventional, FHA, VA, and first-time-buyer options. As a Persian-owned broker we shop 40+ lenders — in Farsi if you prefer. Get pre-approved free.
Which home loan fits you?
Most of the Persian families we work with fall into one of a few situations. Here is the loan that usually fits each — and because we’re a broker, we shop it across many lenders for the sharpest terms:
| Your situation | The loan that usually fits |
|---|---|
| Buying a higher-value LA/OC home | Jumbo or Super Jumbo |
| Self-employed or business owner | Bank Statement or Self-Employed |
| Income or assets outside the U.S. | Foreign National / Asset Depletion |
| No Social Security number | ITIN loan |
| First home, standard income | First-Time Buyer / Conventional / FHA |
| Investor buying a rental | DSCR |
How it works
Talk it through — in Farsi if you like
Tell us your goal and your situation. We’ll point you to the right program.
Free pre-approval
No SSN or credit pull to start. We confirm your budget, rate, and cash to close.
We shop 40+ lenders
You get the best rate and terms for your file, not one bank’s offer.
Close — often in about 18 days
One local loan officer with you start to finish.
Frequently asked questions
What home loans do you offer for the Persian community?
Jumbo and super-jumbo, bank-statement and self-employed loans, foreign-national and ITIN programs, plus conventional, FHA, VA, first-time-buyer, and DSCR investor loans — all shopped across 40+ lenders.
Can I get a home loan without a Social Security number?
Yes — through an ITIN loan, which uses your Individual Taxpayer Identification Number instead of an SSN. We’ll walk you through the documentation and find the right lender.
Can I use income from Iran or abroad to qualify?
In many cases, yes, through foreign-national or asset-based programs that can consider overseas income or liquid assets. Guidelines vary by lender, which is why shopping the market matters.
Do I need perfect credit to buy my first home?
No. FHA and other first-time-buyer programs are flexible on credit and down payment. We’ll review where you stand and, if helpful, give you a short plan to strengthen your file first.
Save Financial is a California-licensed mortgage brokerage (NMLS #377740, DRE #01875766) founded in 2009, with Persian/Farsi-speaking loan officers. Offices in Newport Beach and Marina del Rey; serving all 58 California counties.