Steps: 1) free pre-approval & program match; 2) homebuyer education (if required); 3) house hunt & offer; 4) appraisal & inspection; 5) underwriting; 6) closing & keys.
Pre-approval and programs
We pre-approve you and identify every first-time program and assistance you qualify for, so your budget reflects the real help available. If your program needs a homebuyer course, we point you to it.
Offer to keys
With a strong pre-approval you make competitive offers. After acceptance, the home is appraised and inspected, underwriting reviews your file (including assistance), and you close and get the keys. We’re with you at each step.
Frequently asked questions
How long does it take?
Similar to any purchase — about 30–45 days from accepted offer — plus a short course if your program requires it.
When do I take the homebuyer class?
Early, if required — it’s a short online course and gets it out of the way before closing.
Is the process harder with assistance?
A little more paperwork, but we handle it. The savings are well worth it.
Save Financial is a California-licensed mortgage brokerage (NMLS #377740, DRE #01875766). Figures are illustrative for 2026 and not an offer of credit.