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Local Office · Newport Beach, CA

Your Mortgage Broker in Newport Beach

We're not a call center in another state — Save Financial's office sits right on MacArthur Blvd in Newport Beach. As a local broker, we shop many lenders for you, which matters most in a high-value coastal market full of jumbo loans and self-employed buyers. Let's find your best fit.

Local officeMany lendersJumbo & self-employedOC-wide
MBReviewed by Mike Basti, Mortgage Broker & Founder · NMLS #377740
Quick Answer

Save Financial is a local Newport Beach mortgage broker at 4000 MacArthur Blvd, Suite 600 (949-379-5320). We shop many lenders for conventional, FHA, VA, USDA, jumbo, and self-employed (bank statement, DSCR, hard money) loans across Newport Beach and Orange County. Start with a free pre-approval.

Why work with a local Newport Beach broker

A bank can only offer you its own loans. A broker compares many lenders and places your loan with whoever fits best — which matters more in Newport Beach than almost anywhere in Orange County. Home values here often push past conforming limits into jumbo territory, and a large share of buyers are business owners, professionals, and investors whose income doesn't fit a standard W-2 box. Those are exactly the situations where shopping lenders pays off — and where a local team you can actually sit down with makes the process smoother.

Loan programs we offer in Newport Beach

ProgramGood fit for
JumboNewport Beach's many above-limit homes
Conventional3% down, strong credit
FHALower credit / down payment
VAVeterans & service members ($0 down)
Bank StatementSelf-employed buyers
DSCRReal estate investors
Why Newport Beach is a broker's market more than a bank's market: In much of the country, a plain conforming loan from any bank works fine. Newport Beach is different on two fronts at once. First, prices: a large share of homes here sit above conforming loan limits, so you're in jumbo territory — and jumbo guidelines, rates, and reserve requirements vary dramatically from lender to lender, so shopping can change your rate and your approval odds meaningfully. Second, income: this is a city of founders, physicians, attorneys, and investors, many of whom write off heavily or earn through K-1s, 1099s, and rental income. A single bank looks at that tax return and says no; a broker knows which lenders offer bank-statement and DSCR programs that say yes. Put those two together and Newport Beach is precisely the market where having someone shop dozens of lenders for you — instead of one menu — is worth the most. Let's shop your loan →

Self-employed & investor loans in Newport Beach

Newport Beach runs on entrepreneurs and investors, so we specialize in loans built for them. Explore our local pages:

Newport Beach areas we serve

From the coast to the bluffs, we work with buyers and homeowners across Corona del Mar, Newport Coast, Balboa Island, Balboa Peninsula, Lido Isle, Newport Heights, Eastbluff, and Big Canyon — plus neighboring Costa Mesa and Irvine. Our office on MacArthur Blvd is easy to reach from anywhere in the area.

Newport Beach mortgage FAQs

Do you have a Newport Beach office?

Yes — 4000 MacArthur Blvd, Suite 600. Call 949-379-5320.

What programs do you offer?

Conventional, FHA, VA, USDA, jumbo, plus bank statement, DSCR & hard money.

Why a broker vs a bank?

We shop many lenders — key for jumbo & self-employed loans common here.

Do you do jumbo loans?

Yes — common in Newport Beach where homes exceed conforming limits.

How do I start?

Free pre-approval — online or call the Newport Beach office.

Save Financial is a California-licensed mortgage brokerage (NMLS #377740, DRE #01875766) founded in 2009, with a Newport Beach office serving Orange County.

★★★★★

4.9 out of 5 from 100+ California clients

Read our client reviews →

Buying or refinancing in Newport Beach? Let's shop every lender and find your best loan.

Talk to your local Newport Beach team for a free, no-obligation pre-approval — your budget, your rate, your best-fit program, whether you're a W-2 buyer, a business owner, or an investor.