Save Financial serves Huntington Beach from our nearby Newport Beach office (949-379-5320). We shop many lenders for conventional, FHA, VA, USDA, jumbo, second-home, and self-employed (bank statement, DSCR, hard money) loans across all of Surf City. Start with a free pre-approval.
Why work with a local Huntington Beach broker
A bank offers only its own loans. A broker compares many lenders and places your loan wherever it fits best — which suits Surf City's range especially well. This is a coastal market with everything from inland starter homes to beach-close jumbo properties and Huntington Harbour waterfront, plus a large share of second-home buyers and self-employed owners. One lender rarely serves all of those; a broker matches each buyer to the right program and sharpest price.
Loan programs we offer in Huntington Beach
| Program | Good fit for |
|---|---|
| Conventional | Primary homes, 3% down, strong credit |
| Jumbo | Beach-close & Harbour homes |
| FHA | Lower credit / down payment |
| VA | Veterans & service members ($0 down) |
| Bank Statement | Self-employed buyers |
| DSCR | Vacation-rental investors |
Self-employed & investor loans in Huntington Beach
Surf City's business owners and its vacation-rental potential mean we place a lot of these. Explore our local pages:
Huntington Beach areas we serve
We work with buyers and homeowners across Downtown, Huntington Harbour, Sunset Beach, Edwards Hill, Central Park, Seacliff, and the inland tracts — plus neighboring Costa Mesa and Newport Beach. Our Newport Beach office is a short coastal drive away.
Huntington Beach mortgage FAQs
Do you serve Huntington Beach?
Yes — from our nearby Newport Beach office. Call 949-379-5320.
What programs do you offer?
Conventional, FHA, VA, USDA, jumbo, second-home, plus bank statement, DSCR & hard money.
Why a broker vs a bank?
We shop many lenders — key for jumbo & second-home loans common here.
Second-home & jumbo loans?
Yes — common near Downtown & Huntington Harbour.
How do I start?
Free pre-approval — online or call our OC office.
Save Financial is a California-licensed mortgage brokerage (NMLS #377740, DRE #01875766) founded in 2009, serving Huntington Beach from its Newport Beach office.