Save Financial serves Irvine from our nearby Newport Beach office (949-379-5320). We shop many lenders for conventional, FHA, VA, USDA, jumbo, and self-employed (bank statement, DSCR, hard money) loans across every Irvine village. Start with a free pre-approval.
Why work with a local Irvine broker
A bank offers only its own loans. A broker compares many lenders and places your loan wherever it fits best — which matters more in Irvine than most places. Home values across the villages often exceed conforming limits into jumbo range, and Irvine's buyer pool is unusually full of tech professionals, physicians, business owners, and international buyers whose income doesn't always fit a standard W-2 box. Those are exactly the cases where shopping lenders pays off.
Loan programs we offer in Irvine
| Program | Good fit for |
|---|---|
| Jumbo | Irvine's many above-limit homes |
| Conventional | 3% down, strong credit |
| FHA | Lower credit / down payment |
| VA | Veterans & service members ($0 down) |
| Bank Statement | Self-employed buyers |
| DSCR | Real estate investors |
Self-employed & investor loans in Irvine
Irvine is full of entrepreneurs and investors, so we specialize in loans built for them. Explore our local pages:
Irvine villages we serve
We work with buyers and homeowners across Woodbridge, Turtle Rock, Northwood, University Park, Quail Hill, Portola Springs, Cypress Village, Orchard Hills, Great Park, and Shady Canyon — plus neighboring Newport Beach and Costa Mesa. Our Newport Beach office is a short drive from any Irvine village.
Irvine mortgage FAQs
Do you serve Irvine?
Yes — from our nearby Newport Beach office. Call 949-379-5320.
What programs do you offer?
Conventional, FHA, VA, USDA, jumbo, plus bank statement, DSCR & hard money.
Why a broker vs a bank?
We shop many lenders — key for jumbo & self-employed loans common here.
Do you do jumbo loans?
Yes — common in Irvine where homes exceed conforming limits.
How do I start?
Free pre-approval — online or call our OC office.
Save Financial is a California-licensed mortgage brokerage (NMLS #377740, DRE #01875766) founded in 2009, serving Irvine from its Newport Beach office.