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See how much of your capital the BRRRR strategy recovers. Enter your purchase, rehab, after-repair value, and refinance LTV to find your cash left in the deal and monthly cash flow.
Estimate. Assumes an all-cash or hard-money purchase repaid at refinance. DSCR cash-out refinances typically max around 75% of ARV.
BRRRR — Buy, Rehab, Rent, Refinance, Repeat — works by refinancing at the property’s after-repair value to pull your capital back out. Your total invested is purchase plus rehab. The refinance loan is ARV × LTV (a DSCR cash-out refi typically caps near 75% of ARV). If the refinance loan is larger than what you invested, you recover all your cash — sometimes called an “infinite return.” If it’s smaller, the difference is the cash left in the deal.
BRRRR usually pairs a hard money loan to buy and rehab with a DSCR cash-out refinance to pull capital back out. Full walkthrough in our BRRRR method guide.
BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. You buy a property (often with hard money), renovate it, rent it, then refinance at the higher after-repair value to recover your capital and reinvest it in the next deal.
It depends on the refinance LTV against the after-repair value. A DSCR cash-out refinance typically maxes around 75% of ARV. If that loan equals or exceeds your purchase-plus-rehab cost, you recover all your invested cash.
Most investors buy and rehab with a hard money loan that closes fast and funds off ARV, then refinance into a DSCR loan that qualifies on the rent — no tax returns — to pull capital back out.
Yes, but high prices squeeze margins, so BRRRR works best in cash-flow markets like the Inland Empire and Central Valley where the numbers leave room after refinance. Confirm your ARV and rents with local comps.
We arrange DSCR and hard money loans for California investors — no tax returns, close in an LLC. Free quote, no credit pull to start.